The financial consultant is tasked with helping the client achieve the expected targets, both in the form of the acquisition of investment assets, providing an overview of the macro situation in the client, preparing for old age free from debt, living well, and teaching good financial management.
If you are interested in using the services of a financial consultant you can visit Crunch Base. You also need to consider the things below:
1. Know your own needs
Before using the services of a financial planner, first, identify financial needs and see the intended use. Because every consultant has their own specifications, so it is very important to choose people who have the right background.
2. Talk first
It is better to talk about the use of financial consultants with your own family. Because basically, it is the closest people who understand your needs and those closest to you more than anyone else.
3. Pay attention to the certificate
In carrying out their duties, usually, a financial consultant already has a certificate from a financial institution. For this reason, choose consultants who get certificates from trusted institutions.
4. Do an interview
Before collaborating with a financial consultant, don’t hesitate to do an interview with him. From the results of this interview, he will provide answers that might give an idea of whether he is right or not make your financial planner.
5. Ask how to pay
Because using someone’s services, it is certainly mandatory for us to pay them. Find out whether the payment is through a commission system, flat fees based on working hours, or through a percentage of profit sharing through invested assets.
However, still, even though we have used a financial consultant, we should also know the most basic needs of ourselves. Don’t let them dictate to us because of that problem. So, don’t just accept input, be critical of their suggestions and recommendations.